Harupay is a Korea-based payment connector offering discreet partnerships to Asian businesses seeking access to local Korean payment methods. Our solution enables instant deposits via KakaoPay, NaverPay, SamsungPay, and more—without requiring a Korean entity or license. Integration is seamless through a plug-and-play widget or API, with a 30-day free pilot including live simulation. We offer fast, reliable KRW payouts and optional crypto-to-wallet bridging for added flexibility. Built-in compliance, FX handling, and localized support ensure high uptime and low complaint rates. We are the first gateway to offer plug-and-play access to Korean e-wallets for platforms operating in markets like Manila, Jakarta, and Kuala Lumpur.
Opening New Markets
We enable non-Korean businesses including gambling and other high-sensitivity sectors to accept local Korean payments without needing a domestic entity. Our discreet infrastructure supports KakaoPay, NaverPay, SamsungPay, bank transfers, and virtual accounts, unlocking access to Korean users with no regulatory friction. Integration is fast, secure, and invisible to end-users. We handle all compliance, FX, and monitoring internally, ensuring minimal risk and high uptime. Crypto and KRW payout options add flexibility for operators in restricted or high-risk jurisdictions. Our solution is designed to quietly open the Korean market to businesses that traditionally could not enter.
Our setup process is fast, discreet, and designed to minimize operational friction—most partners go live within days using our plug-and-play widget or flexible API. We offer a 30-day free pilot program with full access to a live sandbox, real-time simulations, and technical support to test performance before committing. Each client receives dedicated virtual bank accounts or wallet integrations under their own name, enabling full transparency and direct ownership of payment data. Analytics, transaction logs, and settlement reports are available through a secure dashboard for operational control and financial tracking. There is no shared routing or pooled processing—each integration is isolated for maximum control and reliability. This approach ensures that businesses retain visibility, autonomy, and data ownership while we handle the technical and regulatory heavy lifting.
We offer flexible settlement options tailored to your operational needs, including daily, weekly, or custom KRW payout cycles. Funds can be settled to Korean bank accounts, offshore accounts, or converted to crypto for cross-border flexibility. Our system supports automated reconciliation and includes detailed transaction logs, ensuring clear tracking of all incoming and outgoing flows. FX conversion is handled internally at competitive rates, eliminating the need for third-party services or manual steps. Settlement timelines are fast and reliable, even in high-risk or high-volume environments. Combined with our local infrastructure and monitoring tools, our payout solution delivers speed, accuracy, and minimal disruption.
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Local Korean payment methods such as KakaoPay, NaverPay, and Toss consistently drive higher transaction volumes compared to international options. Korean users tend to wager 20–30% more on average when using familiar wallets, leading to a measurable increase in lifetime value per user. Faster, frictionless deposits reduce drop-off rates by up to 40% compared to traditional card payments, especially during first-time top-ups. The trust and familiarity of local checkout flows also improve conversion rates and user satisfaction. For VIPs, offering native wallets reinforces brand credibility and creates a premium experience that encourages higher retention and repeat activity. Supporting localized payment options is not just about access—it’s a direct lever for higher revenue, loyalty, and brand strength in the Korean market.
As mobile usage surges globally, many emerging market’s most popular payment methods are using mobile only wallets and localised mobile payment systems. These are all enabled as standard via the PayFuture connector gateway.
Global Payments
Utilisation of the Payfuture gateway facilitates a merchant’s rapid growth in new emerging markets, all with one simple API integration. Our system allows customers to move into growth countries, manage fraud and risk. Using our AI machine learning technology a customer’s journey becomes seamless as the payment page is modified depending on their country and its specific local payment options. This ensures that our merchants receive the highest customer conversions no matter which country their clients are paying from.
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erstand merchants want a simple local payment solution no matter where their customers are based in the world. Payfuture offers exactly this, allowing the payment process to be simple and straight forward anywhere on the planet.
